Analysis of Financing at Bank Muamalat Indonesia Branch Mataram, Indonesia

Abstract

This study examines and analyses the implementation of musyarakah, mudharabah and murabahah financing and the obstacles in implementing such financing at Bank Muamalat Indonesia Mataram Branch. The type of research used is normative empirical using statutory, sociological and conceptual approach methods. Types and sources of data are carried out using primary and secondary legal materials and field data. Based on the research results, it is known that implementing musyarakah, mudharabah and murabahah financing at Bank Muamalat Indonesia Mataram Branch from the perspective of Islamic law has yet to be appropriate in several aspects. The obstacles in funding come from two factors, namely external and internal.