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Factors Determining Cooperative Societies' Housing Finance Acceptance in Gombe, Nigeria
[journal article]
Abstract Housing finance in developing countries is not readily available, and access to which is increasingly becoming difficult. The government has not been able to tackle the problem of housing shortages, especially in cities, as caused by population growth and increased urbanisation rate. There is, there... view more
Housing finance in developing countries is not readily available, and access to which is increasingly becoming difficult. The government has not been able to tackle the problem of housing shortages, especially in cities, as caused by population growth and increased urbanisation rate. There is, therefore, the need for interest groups like cooperative societies to come in. The study aimed at assessing the factors determining cooperative societies’ housing finance acceptance in Gombe to identify the descriptive levels of variables, adopting the Theory of Planned Behaviour. Using stratified random sampling, close-ended structured questionnaires designed in 5-point Likert Scale were used to get a total of 283 valid questionnaires used for the analysis. The findings supported the fitness of the traditional variables of TPB in predicting willingness to accept the present (study’s) housing financing model. The levels of the research model’s constructs were very high performance based on their mean and standard deviation. Thus, all the constructs can fit into the research model. The study recommends a further analysis to determine the statistical relationship among the model’s constructs to validate the TPB in this domain.... view less
Keywords
Nigeria; housing construction; funding; cooperative; urbanization; developing country; West Africa
Classification
Sociology of Settlements and Housing, Urban Sociology
Document language
English
Publication Year
2021
Page/Pages
p. 1007-1012
Journal
Path of Science, 7 (2021) 9
DOI
https://doi.org/10.22178/pos.74-2
ISSN
2413-9009
Status
Published Version; peer reviewed