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The effect of government policy on housing delivery in Nigeria: a case study of port harcourt low Income housing programme
[journal article]
Abstract Housing is one of the most important needs of individuals next to food and clothing. Housing needs for low income earners has reached an alarming stage in Nigeria. On the supply side, numerous government policies have earlier aimed at disabling the massive shortage through numerous housing reform pr... view more
Housing is one of the most important needs of individuals next to food and clothing. Housing needs for low income earners has reached an alarming stage in Nigeria. On the supply side, numerous government policies have earlier aimed at disabling the massive shortage through numerous housing reform programmes. Despite these preceding efforts, housing remains an illusion to an average Nigerian. This research assessed the effect of government policy on housing delivery in Nigeria. The objectives were to determine housing needs of the low income group in Nigeria and to determine the impact of government policies on affordable housing provision to the low income group. Survey method was used to collect data from 44 respondents through the administration of questionnaires which was analyzed with statistical tools. The findings from the study shows that insufficient fund is closely related to other finance related factors identified as barriers to the accessibility of public housing by the low income group who are non-public servants. Such factors as high interest rate, low per capita income, lack of security of income, lack of collateral and high cost of public houses. The study suggest the creation of a viable secondary mortgage market, improvement of land registration and allocation, compassionate urban renewal programmes, cost saving house designs amongst others.... view less
Keywords
demand; income; apartment; government policy; social housing; Africa; supply; Nigeria
Classification
Sociology of Settlements and Housing, Urban Sociology
Document language
English
Publication Year
2015
Page/Pages
p. 87-98
Journal
International Letters of Social and Humanistic Sciences (2015) 61
ISSN
2300-2697
Status
Published Version; peer reviewed