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@article{ Schaefer2010, title = {Banking competition, good or bad? The case of promoting micro and small enterprise finance in Kazakhstan}, author = {Schaefer, Dorothea and Siliverstovs, Boriss and Terberger, Eva}, journal = {Applied Economics}, number = {6}, pages = {701-716}, volume = {42}, year = {2010}, doi = {https://doi.org/10.1080/00036840701720820}, urn = {https://nbn-resolving.org/urn:nbn:de:0168-ssoar-240702}, abstract = {Competition is claimed to be beneficial in development projects promoting micro and small enterprise finance although there are still doubts as to whether these loans can be developed into a profitable business. Our research sheds new light on the question of how many MSE banking units should optimally be created and supported in a certain region. We employ a unique data set from the European Bank for Reconstruction and Development for Kazakhstan, and investigate which strategy contributes more to the overall success of the program: a strategy of setting up several competing banks or a strategy of establishing regional monopolies.}, }